UK Family Visa Financial Requirments

UK Family Visa Financial Requirments

This page was last updated on February 5th, 2024.

The UK Home Office will increase in the financial threshold for ALL Family Visas from £18,600 to £29,000 on April 11th 204, followed by gradual increases to £38,700 by early 2025. 

The decision marks a significant shift in the UK’s approach to family immigration, aiming to cut down on net immigration figures while balancing family visa opportunities.

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Understanding the UK Family Visa Changes

The implementation of the revised income requirements for UK family visas is set to take place in Spring 2024, so it’s crucial to understand the transitional requirements and their implications. Based on the latest information from an official Home Office Fact Sheet, here’s a breakdown of how these changes will affect different applicants:

  • Applications Before the Increase in Spring 2024: Those who apply for a Family Visa (including Fiance, Spouse, Civil Partner, or Unmarried Partner Visas) before the hike to £29,000 in April 2024 will be assessed under the £18,600 threshold. This extends to your children accompanying or joining you.
  • Existing Family Visa Holders on the Five-Year Route: If you’re currently on a Spouse, Civil Partner, or Unmarried Partner Visa under the five-year partner route, you’re in luck. When you apply for an extension or permanent settlement in the UK, your application will still be evaluated under the current £18,600 income requirement. This also applies to children who wish to join you in the UK.
  • Fianc(é)e Visa Holders Transitioning to Family Visas: If you get a Fiance Visa prior to the rise and then apply for a Family Visa through the five-year spouse route, your application will be considered against the £18,600 criteria rather than the £29,000.
  • New Applicants Post-Increase: If you don’t already have a five-year partner Family Visa and want to apply following the rise in Spring 2024, be prepared to satisfy the new £29,000 minimum income criterion.
  • Switching Visa Categories within the UK: If you are currently in the UK on another visa and want to convert to the five-year partner route when the income requirement changes, the new £29,000 minimum will apply to your application.
  • Meeting the requirement through savings: The specific savings requirement for a Family Visa under the new regulations remains to be determined. Currently, if an individual doesn’t meet the annual financial requirement of £18,600, they can demonstrate financial stability with savings of £62,500. However, with the financial requirement anticipated to increase to £29,000, the necessary savings amount remains unclear. This page will be updated as soon as more information becomes available.

UK Visa Application Fees

When applying for a family visa then, you must also factor in visa application fees, To make an application within the UK, the fee is £1,048. This fee is applicable to various categories, including extensions and switches to different visa types. 

On the other hand, for applications made from outside the UK, the cost is £1,846. It’s essential for applicants to factor in the cost of the application when budgeting for their visa application process, ensuring they are prepared for all associated expenses.

Immigration Health Surcharge (IHS)

The Immigration Health Surcharge (IHS) is an essential fee that grants applicants entry to the UK’s National Health Service (NHS) while in the UK. The fee for the immigration health surcharge in 2024 is £1,035 for adults and £776 for individuals under the age of 18.

This surcharge is a mandatory payment for most visa categories and is applicable for each year of the visa’s validity.

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The Future of Financial Requirements for UK Family Visas: A Gradual Escalation

As highlighted, the increase to £29,000 is the first step in a phased approach. The government initially planned to raise the threshold to £38,700 in Spring 2024, but this has been delayed to early 2025. With the forthcoming general election in January 2025, the execution of this further increase remains uncertain.

These changes, aimed at managing legal migration more effectively, bring both challenges and opportunities for potential applicants. As the landscape of immigration laws continues to evolve, it is more important than ever for individuals and families to stay informed and prepared.

With proper planning and legal guidance, applicants can navigate these changes successfully and realise their aspirations of family reunification in the UK.

How can Gulbenkian Andonian Solciotors Help?

Our immigration team at Gulbenkian Andonian Solicitors understand the complexities and anxieties of the changing UK family visa policies. With the upcoming increase in financial requirements, we aim to provide comprehensive and empathetic legal support to those affected by these changes. Our team is dedicated to offering personalised guidance to each client, ensuring you understand how these changes impact your specific circumstances.

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At Gulbenkian Andonian, we pride ourselves on “Excellence, Experience and Efficiency”. With over 35 years of experience on your side, our team of London based lawyers and solicitors have a wealth of experience advising individuals, families and businesses of all sizes to find clarity on UK law.

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